Page 7 - Upper Peninsula Business Today -- September 2018
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Best Of Bauer Peninsula Federal Credit Union
-Star Rated for More than 25 Consecutive Years
BAUERFINANCIAL, Coral Gables, Florida, the Nation’s Premier Bank and Credit Union Rating Firm, is proud to announce that Peninsula Federal Credit Union, Escanaba, Michigan has once again secured its highest, 5-Star rating. (A five-star rat- ing indicates this credit union excels in areas of capital adequacy, profitabil- ity, asset quality and much more.) Earning and maintaining this top 5- star rating for 112 consecutive quar- ters, Peninsula Federal Credit Union has also procured a “Best of Bauer Credit Union” designation. This assignment is reserved for institutions that have maintained Bauer’s highest rating consistently for the last 25 years or longer.
Like Bauer, regulators agree that smaller institutions “are often better positioned than larger institutions to understand and quantify local real estate market values since they serve a smaller, more defined market area.” - Federal Register, April 9, 2018. “It makes perfect sense; with a well- defined field of membership (FOM), people who know the FOM are mak- ing decisions based on that knowl- edge”, agrees Karen L. Dorway, presi- dent of BauerFinancial. “Credit unions, like Peninsula Federal Credit Union, use that information to build a better future together with their members.”
Established in 1941, Peninsula Federal Credit Union has been invest- ing in the future of its membership for 77 years. Today it operates through three conveniently located offices in Escanaba and Menominee and can all so found online at
Something For Everyone At Charlie’s Emporium
Theresa Proudfit,Staff Writer m
CRYSTAL FALLS — While it might look small from the outside, better plan extra time to look around
Charlie’s Emporium and Artemis Archery.
“It’s like you’re entering another uni- verse,” owner Barbara Luck promised. Born and raised in the Ann Arbor area, Luck spent summers at a cottage owned by her grandfather, the late Charles Arthur Swope, on the Paint River. She said she knew she would
move to the area someday.
“I started coming when I was six and
never wanted to leave,” she said.
She previously did landscaping, was an electronics parts manager and cleaned hospital operating rooms before moving to Crystal Falls and purchasing two connecting buildings
at 308 Superior Ave.
“I didn’t really think about how it
was gonna work, I just knew I wanted to live here,” Luck said.
After walking around the three-level historic buildings that once housed a J.C. Penney’s department store and L.A. Henry Furniture and Undertaking, Luck thought, “Antiques are fun.”
That was the beginning of Charlie’s Emporium and eventually Artemis Archery. Since opening two years ago, Luck has filled all three floors with antique furniture, reclaimed barn wood, gifts, souvenirs, architectural salvage and more.
“I go to sales but most of the time people bring me stuff,” she said.
Luck takes in consignment and artists rent space in her business. “I have a guy that makes wood products, and I have some people that paint, do photography — Bill Christiansen, who was in the Michigan History Magazine, he has a display here. I have a steampunk artist, people that sew and people that do embroidery work,” Luck said.
Chairs, barn wood, trunks, wagon wheels, windows, doors, wood stoves, records and jars filled with buttons are just a few of thousands of items that can be found at the business, and the array changes every week, Luck said. Every season and holiday has a sec- tion.
“It’s a shopper’s paradise. If you see something you like, buy it, because it may not be here next time,” Luck said.
She recently sold a small cannon to an out-of-town customer who sent her a video of the piece in action. “It takes a one-inch lead ball, but it shot,” Luck said.
A few months after Charlie’s opened, Luck decided to turn the first floor of the connecting building into a public range for archery, sharp shooting and air rifles practice.
The 4-H Sharp Shooters club using the space once a week and Luck has equipment available to rent. Both businesses are open 10 a.m. to 5 p.m. Tuesday through Saturday.
Luck is loving life in Crystal Falls, enjoying her new community and her businesses.
“It’s a lot of work,” she said, “but how much fun is this?”
Maternity Care Excellence Award
The Dickinson County Healthcare System OB/GYN staff, along with Michigan-Wisconsin Family Practice Associates, has earned the 2018 Maternity Care Excellence Award from the Economic Alliance for Michigan, a nonprofit group com- prised of Michigan’s largest employers and unions. The new award, which will be announced each year on Mother’s Day, recognizes Michigan hospitals that have demonstrated excellence and improvement in mater- nity care and delivery outcomes, par- ticularly in reducing the rate of unnecessary C-sections, decreasing infant mortality and reducing elective early deliveries, according to the group. Dickinson County Healthcare System was among 12 hospitals in the state recognized and the only one in the Upper Peninsula.
New Consignement Store In Houghton
Houghton, Mich., The Tool Shed Consignment Store and new owners Mary and Joe Ovist had an open house for their new consignment store in Houghton at the old Sears building located at 910 Evergreen Drive.
The Tool Shed consigns tools from the garage and shop, garden, fitness, sporting goods, and outdoor recre- ation items. People with goods they are no longer using can bring them to the Tool Shed to consign.
Owner Mary Ovist saw a need in the community for reselling and repur- posing items. “I wanted to get needed items in good condition into the hands of those that can use them,” Mary said.

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